A Medicare supplement insurance policy can also be known as a “Medigap” policy, and as such, it is considered to be your secondary insurance. The bills will be submitted to Medicare first, and Medicare will pay its portion of the bills. Then, your supplementary health insurance plan (Medicare Supplement) will be billed the remaining. The plan will pay a portion of what has been left over by Medicare, and you may receive a bill if there is anything left after that.
In certain instances, those who are under age 65 and have Original Medicare because of a qualifying disability or health condition may also be eligible for Medicare Supplement Plans. Some of the expenses that Part A and Part B cover include:
• Inpatient hospital care
• Doctor visits
• Medical equipment
• Laboratory and other preventative tests
• Home health services